Let's get down to brass tacks. You've got more time than money on your hands, or else you probably wouldn't be reading this. Take heart, it IS possible to increase your income with little or no cash outlay -- you just need to apply some "sweat equity" instead. I can really empathize; so the following suggestions are verified, no b.s. methods that you can work on from home, or wherever you have a computer and Internet access. Just remember: "Perseverance trumps talent". This is true regardless of the economic climate. Good luck!


  • Sell stuff on Craigslist and/or eBay
  • Sell stock photos
  • Paid surveys | Paid-to-Click | Paid-to-Post
  • Freelance article writing
  • Start a Blog with AdSense
  • Affiliate Marketing
  • Job & Product referrals
I will elaborate on the first three now, as they are the easiest for the beginner to practice, as well as offering the fastest payoff. The last four points will be explained in depth in future posts. If you haven't done so already, now would be a great time to bookmark this blog; be sure to check back every couple days or so for updates and new tutorials.

#1 Sell stuff on Craigslist and/or eBay
Do you own a cellphone with a camera, or know somebody who does? If the answer is "yes", then don't overlook the value of your unused or unwanted belongings. Take a few high-quality, in-focus pictures; upload them to
Craigslist for free; write a catchy description -- be sure to include your phone number in the classified ad -- and BINGO! you've got a real shot at putting cash money in your pocket within a day or two. Don't sleep on this, people. I've paid my rent before this way! Make sure you nail the essentials:
  • Research a fair price by comparing to similar items
  • EXCELLENT PHOTOS (up to 4 pix per listing);
  • Creative, catchy copy, e.g. don't call it a used clothes chest, it's an "Antique Steamer Trunk" ; )
  • Timely submissions & updates (if your item doesn't sell in 48 hrs., rewrite/tweak the ad).
#2 Sell stock photos
This is an income opportunity that can logically grow out of Method #1. With even basic picture-taking skills, you can help supply the huge demand for stock photos. Almost anything you see is fair game for a snapshot. The obvious exceptions are any items that are trademarked, copyright protected, or recognizable people (NO faces -- unless you have a signed release form). And of course, take care to protect your own privacy.

Here are some web-based stock image purchasers:
  • Dreamstime
  • Fotolia
  • iStockphoto
  • Shutterstock
  • StockExpert
#3 Paid Surveys | Paid-to-Click | Paid-to-Post
I know what you're thinking. We've all seen a gazillion ads for this stuff... it's gotta be a scam, right? Not necessarily. Listen, let me state unequivocally: you will never get rich filling out forms online, but you CAN get paid. I tend to lump all these options under "Mindless Robot" work: it's time-consuming, boring, very repetitive, and did I mention "boring"? But I have made a little bit here and there this way; it's good if you've got nothing better going on. A consistent 2-3 hours every day of surveys can earn you $200-$300 in a month without too much trouble. Good for groceries, gas; hey, every dollar counts these days.

Personally, I need more variety -- and more money -- in my routine; nonetheless, I will share the names of some solid, scam-free market research firms if you want to give this a try. NEVER, EVER pay a third-party website for this information! Insider tip: the way to really leverage this method is by referring lots of other people to the survey companies; THAT's where the real money is, and THAT's why you see so many search results & sponsored ads for this stuff. Just remember the old saying: "There's another sucker born every minute." Forewarned is forearmed.

  • Bux.to
  • FusionCash
  • Cash Crate
  • Ipsos
  • MySurvery.com
  • Lightspeed Panels
  • Panda Research
  • Survey Savvy
  • WiredFlame.com
Now you have some knowledge; make sure you apply it. Take positive action today, and again tomorrow, and again the next day. Disciplined, determined effort is the key to building up your bankroll.